It is important to understand why your card application was denied. Reasons for your application’s denial.Any additional applications will automatically get rejected by Citi. Citi will only allow you to apply for one card every eight days, and a maximum of two cards after every 65 days. But before reapplying, here are things you should take note of: This should not be a cause for concern as you can take steps to repair your credit before applying again. Your application may have been denied because it didn’t meet certain eligibility requirements. Diligently following up with your application status until you receive a hard confirmation of a denial or approval is crucial. Don’t assume, however, that this means you have been rejected. If you don’t hear back within this period, it means that your application may need to be reassessed. How Long Does Citi Take To Approve Credit Cards?Ĭiti’s card application processing time frame is normally within 30 days, though they may give you a decision much more quickly. Or, if you applied in a Citibank branch you can visit the bank and request a status update. Have the reference number of your application available-it’s in the email you received after applying. You can also call the customer service line at 1-80. Just provide your application ID and ZIP Code and you will be directed to your application. You can visit the ‘ Check Your Application Status‘ page on Citi’s website if you want to track your application online. Luckily, it is easy to check your application status with the following methods. Prompt application follow-ups are important to stay in the loop. Knowing what you want out of your card will help you determine what card is right for you and your lifestyle. A card that offers lounge access may not mean much to those who don’t travel, but for those who frequent airports this benefit can be priceless. In addition, consider things such as fees, welcome bonuses and ancillary benefits. Are you a frequent traveler? Are you looking to earn rewards in a specific hotel or airline brand? Do you want to earn straight cash back on your purchases? If so, are there specific categories in which you spend the most or are you looking for a general purpose cash-back card? Decide Which Card Is Right for YouĬiti has a number of cards available to consumers, so before you apply, you should select the card which best meets your needs.
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